Swerte88 Terms and Conditions

1. Acceptance of Terms

By accessing, browsing, or using the Swerte88 website and platform in any capacity — including registering an account, making a deposit, placing a wager, or redeeming a promotion — you confirm that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety.

If you do not agree with any provision of these Terms and Conditions, you must not use the Swerte88 platform. Continued use of Swerte88 following any update to these terms constitutes your acceptance of the revised version. Swerte88 reserves the right to amend these Terms and Conditions at any time. Where material changes are made, Swerte88 will make reasonable efforts to notify registered players through platform notices or email to the address on file.

2. Player Eligibility

To register and maintain an active account on Swerte88, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age. Swerte88 does not permit players under 21 to register, deposit, or participate in any real-money gaming activity.
• You must be physically located in the Philippines at the time of registration and during gameplay.
• You must not be self-excluded from online gaming platforms or subject to a gambling restriction order under applicable Philippine law or regulation.
• You must be acting on your own behalf and not as an agent, nominee, or representative of any other individual or entity.
• You must not be an employee, contractor, or immediate family member of an employee of Swerte88 or any of its affiliated game providers.

Swerte88 reserves the right to request identity verification documents at any time to confirm eligibility. This includes but is not limited to a valid Philippine government-issued ID, proof of address, and proof of the payment method used. Failure to provide satisfactory verification documents will result in suspension of withdrawal privileges and, if fraud is suspected, account closure.

3. Account Registration and Management

3.1 One Account Policy

Each player is permitted to hold a maximum of one registered account on Swerte88. Registering, operating, or maintaining more than one account — whether under the same or different personal details — is strictly prohibited. Swerte88 employs automated and manual checks to identify duplicate accounts. Where duplicate accounts are confirmed, Swerte88 may void any winnings, close all associated accounts, and withhold balances pending investigation.

3.2 Accurate Registration Information

You are required to provide accurate, complete, and current information at the time of registration and to update your account details promptly if any information changes. Providing false, misleading, or fabricated registration details — including a false date of birth to circumvent the 21-year age requirement — constitutes a serious breach of these Terms and Conditions and may result in immediate account termination.

3.3 Account Security

You are solely responsible for maintaining the confidentiality of your Swerte88 username, password, and any two-factor authentication credentials. You must not share your login details with any other person. Swerte88 strongly recommends using a unique password not used on any other platform and enabling all available security features on your account. If you suspect that your account has been accessed without your authorisation, you must contact Swerte88 support immediately at [email protected].

3.4 Account Closure by Player

You may request to close your Swerte88 account at any time by contacting support. Before closure, any remaining balance in cleared funds will be returned to your verified payment method after standard withdrawal processing. Active bonus balances that have not met wagering requirements will be forfeited upon voluntary account closure.

4. Deposits and Withdrawals

4.1 Accepted Payment Methods

Swerte88 accepts deposits and processes withdrawals in Philippine Pesos (PHP) via the following channels:

• GCash — instant deposit; same-day withdrawal for standard accounts
• Maya — instant deposit; same-day withdrawal for standard accounts
• Philippine Bank Transfer — BDO, BPI, UnionBank, Metrobank, and other major Philippine banks; processing times subject to interbank schedules

Swerte88 does not accept deposits from payment methods not registered in your verified name. Third-party deposits — where the funding source belongs to another individual — are prohibited and will trigger a compliance review.

4.2 Minimum Deposit

The minimum deposit amount on Swerte88 is ₱100 via GCash or Maya. Minimum deposit amounts for bank transfer may vary based on the originating bank's transfer limits. Swerte88 does not charge deposit processing fees, though your payment provider may apply its own transaction fees.

4.3 Withdrawal Processing

Withdrawal requests submitted by standard Swerte88 account holders are processed on the same business day for GCash and Maya, subject to identity verification being complete. Swerte88 VIP Gold tier members and above receive prioritised withdrawal processing. Bank transfer withdrawals follow Philippine interbank processing schedules.

Before your first withdrawal, Swerte88 requires completion of identity verification. You will be asked to submit a valid Philippine government-issued ID and, where applicable, proof of the payment method used. This is a standard Know Your Customer (KYC) requirement. Swerte88 reserves the right to withhold withdrawal processing pending satisfactory completion of KYC.

4.4 Withdrawal Limits and Currency

All withdrawals are paid in Philippine Pesos to the same payment method used for your most recent deposit, where technically possible. Minimum and maximum withdrawal amounts are detailed in the Swerte88 Help Centre. Swerte88 reserves the right to request additional verification for large withdrawal requests.

5. Game Rules and Fair Play

All games available on the Swerte88 platform are provided by certified third-party game developers including PG Soft, Pragmatic Play, JILI Gaming, Play'n GO, JDB Gaming, Spadegaming, BGaming, and Hacksaw Gaming. Each game operates according to its own independently certified rules and random number generator (RNG). Swerte88 does not alter, influence, or override game outcomes in any way.

By playing any game on Swerte88, you acknowledge and accept the following:

• All game results are determined by certified RNG systems embedded in each title by its original provider. Past results have no influence on future outcomes.
• Each slot game displays its published Return to Player (RTP) percentage. RTP is a theoretical long-term average and does not represent a guaranteed return on any individual session or wager.
• Swerte88 does not guarantee winnings, a positive return, or any specific outcome from any game. Online gaming involves real financial risk.
• Attempting to exploit technical errors, game glitches, or software vulnerabilities for financial gain is prohibited. Any winnings obtained through such exploitation are void and will not be paid out.
• The use of automated software, bots, scripts, or any third-party tool designed to gain an unfair advantage on any Swerte88 game is strictly prohibited and will result in permanent account closure.

6. Bonuses, Promotions and Wagering Requirements

Swerte88 offers various bonuses and promotional offers to registered players from time to time. All bonuses are subject to the specific terms communicated at the time the offer is presented. The following general bonus terms apply across all Swerte88 promotions unless explicitly stated otherwise:

6.1 Wagering Requirements

Bonus funds credited to your Swerte88 account are subject to wagering requirements before any portion of the bonus or associated winnings may be withdrawn. The applicable wagering multiplier for each promotion is clearly stated in the promotion's specific terms. For example, a ₱500 bonus with a 20x wagering requirement requires ₱10,000 in qualifying wagers before withdrawal eligibility is met.

6.2 Bonus Eligibility

Bonuses on Swerte88 are available only to players who meet the eligibility criteria specified for each offer, which typically includes account verification status, deposit history, and player tier. Swerte88 reserves the right to withdraw a bonus offer or cancel a bonus that has already been credited if it determines that the offer was claimed in error, through exploitation of a technical fault, or in breach of any applicable bonus terms.

6.3 One Bonus at a Time

Unless otherwise stated, Swerte88 players may hold only one active bonus at a time. Requesting or accepting a new bonus while another is active and subject to wagering requirements may result in the forfeiture of one or both bonuses, at Swerte88's discretion.

6.4 Bonus Expiry

All bonuses on Swerte88 carry an expiry period stated in the promotion's terms. Bonus funds and associated free spins that are not used within the stated validity window will be automatically removed from your account.

7. Responsible Gaming

Swerte88 is committed to promoting responsible gaming among all Filipino players. We provide tools to help you manage your gaming activity and encourage you to use them proactively.

The following responsible gaming tools are available on every Swerte88 account at no charge:

• Deposit Limits: Set a daily, weekly, or monthly cap on how much you can load into your Swerte88 account.
• Session Reminders: Configure time-based alerts that notify you of how long your current gaming session has lasted.
• Self-Exclusion: Request a temporary or permanent self-exclusion from Swerte88. During the exclusion period, your account will be inaccessible and no marketing communications will be sent to you.
• Reality Check: Receive periodic in-session pop-ups showing your net gaming position for the current session.

If you feel that your gaming activity has become a problem, Swerte88 encourages you to review the information on our Responsible Gaming page and seek support from qualified organisations in the Philippines. Swerte88 does not provide financial or psychological counselling services directly but will assist in facilitating immediate account restrictions upon request.

8. Prohibited Activities

The following activities are strictly prohibited on Swerte88 and may result in account suspension, permanent closure, forfeiture of balances, and reporting to relevant Philippine authorities:

• Registering more than one Swerte88 account or using another person's account
• Providing false or misleading registration information, including a false date of birth
• Depositing funds using a payment method not registered in your verified name
• Using Swerte88 to launder money or facilitate any illegal financial activity
• Using automated software, bots, or scripts to interact with any Swerte88 game or service
• Exploiting game errors, software glitches, or platform vulnerabilities for financial gain
• Engaging in any form of collusion or coordinated abuse of Swerte88 bonus offers
• Threatening, abusing, or harassing Swerte88 staff or other players through any channel
• Attempting to access or interfere with Swerte88 systems, servers, or databases without authorisation

9. Limitation of Liability

To the fullest extent permitted by applicable Philippine law, Swerte88 excludes all liability for:

• Financial losses arising from your participation in any game on the Swerte88 platform
• Service interruptions, technical faults, or temporary platform unavailability resulting from scheduled maintenance, network issues, or force majeure events
• Losses arising from your failure to maintain the security of your account credentials
• Decisions made by third-party game providers regarding game outcomes, bonus features, or jackpot triggers

Swerte88's total liability to you in respect of any single claim shall not exceed the total amount you deposited in the thirty (30) days immediately preceding the event giving rise to the claim. This limitation does not apply to liability that cannot be excluded under applicable Philippine consumer protection law.

10. Privacy and Data Protection

Swerte88 collects, stores, and processes personal data in accordance with our Privacy Policy, which forms part of these Terms and Conditions. By registering an account on Swerte88, you consent to the collection and processing of your personal data as described in the Privacy Policy.

Swerte88 uses your personal data to operate your account, process transactions, verify your identity, comply with applicable legal obligations, and communicate with you about your account and relevant promotions. Swerte88 does not sell your personal data to third parties. Data is shared with third parties only where required to process transactions (such as GCash, Maya, or your Philippine bank) or where required by law.

11. Suspension and Termination

Swerte88 reserves the right to suspend or permanently close any player account at any time, with or without prior notice, where Swerte88 has reasonable grounds to believe that:

• The account holder has breached any provision of these Terms and Conditions
• The account is being used for fraudulent, illegal, or abusive purposes
• The account holder is under 21 years of age
• The account holder is not located in the Philippines
• Continued operation of the account presents a risk to Swerte88 or other players

In the event of account closure for breach of these Terms and Conditions, Swerte88 reserves the right to retain any balance in the account pending investigation. Where no breach is found, cleared funds will be returned to the player's verified payment method.

12. Amendments to These Terms

Swerte88 may update or amend these Terms and Conditions at any time. When changes are made, the revised version will be published on this page with an updated effective date. Where changes are material, Swerte88 will make reasonable efforts to notify registered players. Your continued use of the Swerte88 platform following publication of updated Terms and Conditions constitutes your acceptance of the revised terms.

If you disagree with any amendment to these Terms and Conditions, you must stop using Swerte88 and may request account closure as described in Section 3.4.

13. Contact and Complaints

If you have a question, complaint, or dispute regarding these Terms and Conditions or any aspect of your Swerte88 account, please contact the Swerte88 support team. We aim to acknowledge all queries within one Philippine business day and to resolve complaints within five Philippine business days.

You may reach Swerte88 support at:

Swerte88 will make every effort to resolve disputes fairly and efficiently. If you are not satisfied with the outcome of a complaint, you may seek independent advice through applicable Philippine consumer protection channels.

14. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising from or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of the Philippines.

If any provision of these Terms and Conditions is found to be invalid, unlawful, or unenforceable under Philippine law, that provision shall be severed from the remainder of the Terms and Conditions, which shall continue in full force and effect.